America Needs The Affordable Care Act

1325 words - 5 pages

According to Newsweek, the University Medical Center on average has about $100,000 dollars a month in unpaid doctor’s visits and operations and special procedures; this burden gets passed on to the County taxpayer (Johnson). Unpaid bills occur due to people taken to the hospital and either do not have, or have very poor health insurance. The current process is not fair to anyone, whether one has no health insurance or one who has paid for it. Under the Patient Protection and Affordable Care Act, otherwise referred to as Obamacare, signed into law on March 23, 2010, this requires all Americans to purchase health insurance. The purchase of this care is purchased either individually or through the government market place. The act will lower the cost of insurance on all Americans, and additionally relive pressures felt at hospitals under the circumstance one does not have health insurance. Similar acts have been passed in states like Massachusetts resulting in high success; the individual mandate requiring Americans to purchase health insurance is justified and constitutional.
The health insurance debate is not new, as there have been numerous law debates, deriving in the law passing when it comes to health care. One of the first people to introduce a government run health care was Theodore Roosevelt in 1912. One of the reasons for bringing the bill forward was due to similar laws being passed in Europe; however, the bill never made it to a vote. Representative George H. Utter from Rhode Island once stated that he voted against the bill because he did not believe that the federal government had the resources to insure everyone (Fletcher). Also in 1949 Harry Truman proposed his Fair Deal Act: including giving aid to farmers, assist small businesses, and government-run health insurance. Due to the opposition regarding the government-run health insurance, Truman removed that part in fear of the entire bill failing. Lastly, later in the 1960’s the fight for health care came to a temporary end. Because the United States was involved in the Cold War, anyone who talked about “socialized medicine” was considered a communist and could be harshly punished (Fletcher). Since then, many presidents have attempted to bring about health care reform, yet none truly succeeded. Although bills were passed, the issue of rising health cost still remains an issue in the nation today.
In order for one to understand the benefits of health insurance, one must understand how health care essentially works. Health care works by an individual or a company paying the health insurance company money on a monthly basis: this is called a deductible. That money is then given out to cover medical bills if something were to happen. For example, if an individual had heart surgery which costs $100,000, the monthly deducible may be around $1,000, following a health insurances copay of $30; a copay is a flat rate that you pay along with your deductible. Finally, every insurance plan is...

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